No minimum FICO

Rates starting at 3.49% / 4.01% APR3

Terms up to 30 years

Super fast approvals

Homeowners, Roof Financing, Roof Replacement, PACE Financing

What is PACE financing?

Property Assessed Clean Energy, or PACE financing, is an innovative way to pay for upgrades to your home. With PACE financing, you pay for critical home upgrades over time, as part of your property taxes. Qualification for PACE is based on the equity in your home, not your credit score. With same-day approvals, flexible repayment terms, and access to trusted home improvement contractors, PACE financing is a great way to pay for important home renovations.

Why choose PACE Financing?

You shouldn’t need perfect credit or a giant bank account to have a comfortable, safe, and efficient home. Our PACE financing program has helped thousands of homeowners afford to upgrade.

Enjoy 100% financing

PACE Financing will finance 100% of your project, up to 20% of the value of your home.1

Approval is quick and simple

PACE financing is based on your ability to pay, NOT on your credit score.

Pay over long term

PACE Financing offers terms up to 30 years, to help keep payments affordable.2

Discover how easy it is to finance with PACE.

1. Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.

2. 30 year repayment terms are not available for all project types. Repayment terms are determined by estimated useful life of the product and manufacturer product warranty period. Repayment term options may vary by state. Not all term options are available in all starters Term options are subject to change at any time. 

3. APR example uses a $20,000 project with 30 year term. Base rate is 3.49% to standard rate 7.99% dealer fees may apply, financed as part of the PACE property tax assessment. Final APR will vary based on total project cost, selected term, and rate choice. Rates are current as of February 26, 2021 and are subject to change without notice. Not all rates are available in all states.